Trusted mortgage solutions with competitive rates and personalized service for every homebuyer
Years of experience guiding clients through the mortgage process
Access to the best mortgage rates and loan programs available
Streamlined process with quick turnaround times
Dedicated support tailored to your unique financial situation
Whether you're a first-time buyer or refinancing, we offer a comprehensive range of mortgage solutions
The most popular home loan option, offering predictable monthly payments and long-term stability.
View Details →Own your home faster with significantly less interest paid over the life of the loan.
View Details →Lower initial rates with periodic adjustments, ideal for short-term homeownership plans.
View Details →Finance luxury properties and high-value homes above conventional loan limits.
View Details →Government-backed mortgages with flexible qualification requirements and low down payment options.
View Details →Exceptional terms for eligible veterans and service members with no down payment required.
View Details →100% financing for eligible rural and suburban homebuyers with competitive rates.
View Details →Combine home purchase and renovation costs into a single mortgage for fixer-upper properties.
View Details →No hidden fees or surprises. We guide you through every step with complete transparency.
Our experienced loan officers work with you to find the best mortgage solution for your needs.
From conventional to government-backed loans, we offer diverse financing options.
Our efficient process helps you close on your dream home faster.
Real experiences from homeowners who trusted FC Funding with their mortgage needs
I wanted to reach out to let you know the exceptional experience my wife and I had with the entire process in securing our VA Cash Out Refinance Loan with First California Funding, which closed this week. The Loan Officer, Leslie Tonelli from your Citrus Heights California office, was outstanding from application through closing. Her knowledge, communication and coordination on all aspects of the loan were exceptional. She represents everything a borrower could ever ask for when applying for a home loan.
Client Review
Loan Officer: Leslie Tonelli
VA Cash Out Refinance
Thank you for your help with our refi. I only wish we had spoken to you a year or two earlier! I cannot express how much we appreciate your help and the great service you provided.
Allan and Jamie G.
Loan Officer: Walt & Sheri
Refinance
Thank you both for all that you did to make our home mortgage a success. We are enjoying our new home while we are settling in.
Mike & Nancy W.
Loan Officer: Clayton and Sheri
Home Purchase
I really appreciate everything you have done for me over the last few months. It was a very good experience and I'm glad I was able to work with you. I will make sure to forward any friends/ family your way if they are looking to buy.
Herman
Loan Officer: Team
Mortgage Service
Clayton and Staff were great to work with! Great experience
Client Review
Loan Officer: Clayton
Mortgage Service
Colleen is a pro's-pro best I ever worked with in 30 years, Thanks
Client Review
Loan Officer: Colleen Miller
Mortgage Service
March 2016, in the middle of divorce proceedings, Todd helped both my former wife and I get separate loans to each buy our own new place. Other lenders were afraid to help us without a final judgment, or asked for way more paperwork than was necessary. Not Todd. He was responsive, thorough and diligently worked to get me the best deal possible. He is responsible, ethical, doesn't take risks and will work in your interest.
Client Review
Loan Officer: Todd Diloreto
Home Purchase
We took your advice, and contacted Sierra View Financial to obtain a mortgage loan on a new home purchase in Indio, California. We closed escrow on this house on Apr 19th, and the loan process was exceptionally done by Sierra View, in particular by the representative we worked with, Leslie Tonelli. We had a lot of papers and documents to provide, and some were not easy to obtain, but Leslie handled it all superbly, including suffering through our requests and dumb comments. Sierra View provided the best loan at the best interest rate available.
Client Review
Loan Officer: Leslie Tonelli
Home Purchase
Just so you know, the other Mortgage Broker I was working with right before you… text me yesterday and said he had a great product for me to qualify, and the Lender pays his fee. I told him, no thanks. Walter and I are now committed to a great local person. And this whole marriage thing magically is starting to feel so right. Thank you for working with us. You are actually changing the course of our lives in your own professional way.
Client Review
Loan Officer: Leslie Tonelli
Mortgage Service
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