Privacy Policy

Introduction

Mcjab325 DBA First California Funding ("we," "us," or "our") is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or apply for our services.

Information We Collect

We collect information that you provide directly to us, including but not limited to:

• Personal identification information (name, date of birth, Social Security number)
• Contact information (email address, phone number, mailing address)
• Financial information (income, employment details, credit information, assets, debts)
• Property information related to your loan application
• Communication preferences and consent records
• Device and usage information when you visit our website

How We Use Your Information

We use your information to:

• Process and evaluate your loan application
• Verify your identity and conduct credit checks
• Communicate with you about your application and loan services
• Comply with legal and regulatory requirements
• Provide customer support and respond to your inquiries
• Send you marketing communications (with your consent)
• Improve our website and services
• Detect and prevent fraud and unauthorized activities

SMS/Text Message Communications

If you provide your mobile phone number and consent to receive text messages, we may send you SMS messages related to:

• Loan application status updates
• Important account notifications
• Appointment reminders
• Marketing promotions and special offers (with your explicit consent)
• Customer service communications

Message Frequency: Message frequency varies depending on your interactions with us and the services you've requested. You may receive up to 10 messages per month.

Message and Data Rates: Standard message and data rates may apply based on your mobile carrier's plan.

Opt-Out: You can opt out of receiving text messages at any time by replying STOP to any message you receive from us. You may also text HELP for assistance. After you opt out, you will receive one final confirmation message. Please note that opting out of marketing messages will not affect transactional or service-related messages necessary to provide you with requested services.

Supported Carriers: Our SMS services are available on all major U.S. carriers including AT&T, Verizon, T-Mobile, Sprint, and others.

TCPA Compliance

We comply with the Telephone Consumer Protection Act (TCPA) and all applicable federal and state laws regarding telephone and text message communications. By providing your phone number and consenting to receive communications, you authorize Mcjab325 DBA First California Funding and our authorized agents to contact you at the number provided using automated telephone dialing systems, artificial or prerecorded voice messages, and text messages. Your consent is not required as a condition of purchasing any property, goods, or services.

Information Sharing

We may share your information with:

• Service providers who assist in processing your loan application
• Credit reporting agencies and verification services
• Government agencies and regulators as required by law
• Third-party lenders and investors in connection with your loan
• Legal and professional advisors
• Other parties with your explicit consent

We do not sell your personal information to third parties for their marketing purposes.

Data Security

We implement reasonable administrative, technical, and physical security measures to protect your information from unauthorized access, disclosure, alteration, and destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Rights

You have the right to:

• Access and receive a copy of your personal information
• Request correction of inaccurate or incomplete information
• Request deletion of your information (subject to legal requirements)
• Opt out of marketing communications
• Withdraw consent for text message communications
• File a complaint with regulatory authorities

Cookies and Tracking

Our website uses cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and understand user behavior. You can control cookie settings through your browser preferences.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child without parental consent, we will take steps to delete such information.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on our website and updating the "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the updated policy.

Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us: